Friday, September 30, 2011

The Sarah Syndrome - Having Children Later in Life


The first time they had sex, during that initial exploration of unfamiliar flesh, John Ross uttered words to Ann Maloney that would sound to her like prophecy. “You have the body of a young girl. You need a baby.”



This compliment, though gallant, could not have been objectively true. The first time Maloney and Ross had sex, he was 54 and she was 47. Maloney may have looked good for her age, but she most certainly did not have the body of a young girl. And the subject of babies, not in wide use as a come-on in any cohort, might have struck another woman so deeply middle-aged as creepy. But Maloney had no children at the time, and she wanted them—badly. As she recalls that ancient intimacy over martinis at an Upper East Side restaurant, her voice reverberates with remembered pleasure. Her husband gazes on fondly as she describes the moment when, as she approached 50, her fantasy came true. Maloney had deferred motherhood for the typical reasons: an unhappy first marriage and a late career switch—in her case from interior designer to psychiatrist—that required years of school and training and a radical relocation from suburban Texas to New York City. When she met her future husband, Maloney was establishing her practice and building a national reputation. She was, finally, ready.



Ross had his own procreative urges. Also a shrink, also divorced, he felt that he and his first wife hadn’t raised their son, now 35, “the way I thought he should be raised. I wanted to rear a family in a better way.” As often happens between mature couples who know what they want, things progressed quickly. The two married within eighteen months of their first date. With their medical backgrounds, they were clear-eyed about this biological fact: The odds that a woman over 45 will get pregnant in the usual, no-tech way are dauntingly low. So, skipping agonizing years of “trying,” they began the process of securing a donor egg. With Ross’s sperm, Maloney’s womb, and the gametes of a much younger woman, they would build the family they both craved.



Donor eggs result in live births about 60 percent of the time, no matter how old the mother-to-be is. But clinics set various age cutoffs, and when Maloney and Ross were attempting to conceive, she was 48, which represented the outer limit. Even after NYU raised concerns about her age, Maloney says she never wondered if she was too old to have children.



Eventually, Columbia University took the couple on. A donor was identified, ejaculate dispensed into a sterile cup. Some of the resulting embryos were immediately transferred into Maloney’s uterus, the remainder sent to the deep freeze for future use. Ann Maloney gave birth to Isabella in February 2001, a blissful event followed by severe postpartum depression followed by the hormonal rages that accompany the onset of menopause. A townhouse was purchased, two flourishing practices shuffled and reshuffled to accommodate newly complicated priorities. Lily was born when her mother was 52. This time, Maloney had to be brought out of menopause with hormones before she could get pregnant.



Today, Maloney and Ross, 60 and 66, inhabit their home with a rotating crew of housekeepers, a couple of fish tanks, a cockatiel, two bearded dragons, two dogs, two cats, and a dwarf hamster. Lily and Isabella are 7 and 10 and come with a docket of demands befitting their age—soccer games, birthday parties, sibling fights.



“You don’t know how high-energy, actually, both of us are,” Ross says. “I acted in 32 productions at Harvard, worked with Erik Erikson, graduated near the top of my class. We are both very intense, and also nurturers.”



You know such people. They are your colleagues and friends, your boss or your mother’s cousin. You see them on the subway—as I did recently at the Bloomingdale’s stop. From behind, the woman looked like a Manhattan-mom archetype: a slim-hipped, pony-tailed blonde in jeans struggling with a stroller. As I passed her, I saw that she had the too-tanned and haggard face of a very fit grandma. In parks and playgrounds, you note a grizzled grown-up and his dimpled charge, and you do the math and you wonder.



The age of first motherhood is rising all over the West. In Italy, Germany, and Great Britain, it’s 30. In the U.S., it’s gone up to 25 from 21 since 1970, and in New York State, it’s even higher, at 27. But among the extremely middle-aged, births aren’t just inching up. They are booming. In 2008, the most recent year for which detailed data are available, about 8,000 babies were born to women 45 or older, more than double the number in 1997, according to the Centers for Disease Control. Five hundred and forty-one of these were born to women age 50 or older—a 375 percent increase. In adoption, the story is the same. Nearly a quarter of adopted children in the U.S. have parents more than 45 years older than they are.



The baby-having drive in this set is so strong it’s recessionproof. Since 2008, birthrates among women overall have declined 4 percent, as families put childbearing on hold while they ride out hard times. But among women over 40, birthrates have increased. Among women ages 45 to 49, they’ve risen 17 percent.

Friday, September 23, 2011

Five Top Tips for Women's Health By Beth Hoover


These five top tips for women's health will help you look and feel your best and have the energy to work and play at the highest level. They're here to guide you, whatever your challenge, whatever your goal. All you need to do is follow them.

Rule number one is eat a healthy diet. Why? It's the best way to look and feel your best. Eating right will help you to control your weight. A good diet will also help lower your cholesterol and blood pressure and help prevent heart disease, stroke, arthritis, specific cancers and a host of other common health problems. Build your daily diet around skinless poultry, fish, lean meats, low fat or non-fat diary products, whole grain breads and cereals, and at least five daily servings of fresh fruits and vegetables.

Rule number two is establish a regular exercise program. Staying physically active is about as important as eating a good diet if you want to get healthy and stay that way. Know that exercise does not need to be overly stressful. To stay in shape, all that's really needed is about half an hour of physical activity five days a week. Taking a brisk walk around the block is more than enough.

Rule number three is manage stress in your life. Women - as daughters, mothers and grandmothers - experience quite a bit of stress on a daily basis and stress is often the first symptom of many more serious health problems. That's why it's so vital for women to take a bit of time each day for themselves no matter how busy they are. Find a way to relax and just let go.

Rule number four is break all risky habits. And that includes smoking, recreational drugs, alcohol, unprotected sex and overindulging on sweets, salt and fats. These habits are dangerous and even deadly. So don't smoke and stay away from people who do. Say no to drugs. And never drink more than one drink a day.

Rule number five is avoid the sun. Skin cancer is extremely common and, if it isn't treated soon enough, can be a killer. So be sure to stay covered with long sleeves and a wide-brimmed hat and and/or an effective sunscreen of at least 15 SPF whenever you're in the sun for more than just a couple of minutes.

If you trust and follow these five basic rules for women's health, you can live a long, healthy and happy life. They've been tested over time and proven to work.

CommonSenseHealth.com covers a a variety of health related topics, from healthiest vegetables to foods high in protein. You can visit us online at CommonSenseHealth.com.

Article Source: http://EzineArticles.com/?expert=Beth_Hoover

Thursday, September 22, 2011

Women Over 50: A New Beauty by Joyce Becker

When we were growing up, women over 50 just weren't thought of as beautiful. Sure, you'd have the occasional Elizabeth Taylor, whom people admired well into their 30s-but then, even Liz Taylor's heyday came when she was in her teens and 20s.

Otherwise, after women hit 50, something-strange-seemed to happen. Our grandmothers and mothers had no trouble at all finding shapeless old-lady's clothing and frumpy coats, but there just didn't seem to be anything available that reflected their maturity and their beauty.

Fortunately, ours is a generation that has already changed the way people look at youth. Now we're doing the same thing for aging! Today's women are staying vibrant and sexy well beyond their 50s, and we don't have much trouble finding clothing that shows us off beautifully!

For some good examples of the changing faces (and bodies!) of women over 50, take a look at Sharon Stone. She's still active, and she's still gorgeous. Meryl Streep is well over 50, and she's doing some of the best acting work of her life. Christie Brinkley is back to modeling because cosmetics companies have realized that women who are over 50 are still buying makeup-because we still plan to keep looking good!

Granted, once we reach and pass 50, we have to pay more attention to our beauty than we used to. Our skin and hair can start to become thinner, and we have the potential to develop osteoporosis, which can affect our looks and our health.

But today, women over 50 also have access to exercise routines that can keep us active while we also have a lot of fun. And, with medical science and increasing knowledge of proper nutrition, we can keep our bodies beautiful and healthy at the same time.

As an over 50 woman myself, I know I'm taking better care of my beauty than I did when I was younger-and I'm really seeing the results! Here are some things I recommend for women over 50 to help them understand that our beauty matters.

· When we hit 50, sometimes the "wages" or our past diet "sins" start to come back to haunt us. If you've always eaten a healthy diet, congratulations! It's not too late for the rest of us, though. Every little healthy change you make can have an impact on how you look and how you feel, so get started today. Maybe you'll want to do a diet makeover or just increase your intake of fruits and vegetables. Whatever you do, you will see a difference.

· Exercise is even more important after 50 than it was before. Over 50 women can be at risk for osteoporosis so it's especially important that we do weight-bearing exercises.

· In addition to diet and exercise, we need to pay attention to the needs of specific parts of our bodies. For example, our hair can become thinner and more brittle after we hit 50. In addition to diet and exercise, we need to learn how to be more careful of our hair by avoiding harsh chemicals and brushing it gently. There are even foods you can eat to reverse your gray hair!

Women over 50 remain beautiful, sexy women. In fact, part of our allure is that we have a comfort in our own skin that we just didn't have when we were younger. All we have to do is be a good shepherd to our beauty, and we can enjoy it for the rest of our lives.

Joyce Becker is a successful marketing entrepreneur living in New Jersey with her husband of over 30 years. Joyce is also a trailblazer. As a woman and a Baby Boomer, she has broken molds, working in a variety of careers and providing inspiration to countless women whose lives have been touched by her spirit and energy through http://YourSecondYouthBlog.com.

Article Source: http://EzineArticles.com/?expert=Joyce_Becker

Monday, September 12, 2011

Living in the Power of Wisdom: Sistah Talk E-Magazine Artile

SISTAH Talk E-Magazine featuring Venus Mason Theus

Wednesday, September 7, 2011

Retirement Readiness


5 New Realities of Retirement

by Liz Davidson
Friday, September 2, 2011
You just can't count on normal anymore. I was thinking about this last week when the earthquake hit and I had to duck for cover under a desk while in a meeting in Washington, DC. Being from California, I am used to and fully prepared for earthquakes, but not necessarily when I am in DC. Most DC residents were taken by complete surprise when they felt the earth shake in their city. They were fully prepared for a whole host of other things including the threat of a hurricane and the ever-present concern about another possible terrorist attack. You just can't be prepared for everything.
More from Forbes.com: 

• 10 Steps to Boost Your Retirement Balance

• 10 Ways to Get Your Retirement Back on Track

• 6 Unusual Retirement Lifestyles
Pre-retirees, however, need to have contingency plans in case the economy doesn't turn around and "normal" doesn't return. Retirement preparedness is changing in that some tried and true strategies retirees have commonly used in the past may not work anymore. Retirees used to count on getting a decent interest rate on certificates of deposit or the simple act of selling a home for retirement income. Unfortunately, you can't count on them now. We certainly can't prepare for every possible scenario but here are five scenarios to consider making contingency plans for in retirement:
Interest rates remaining low for extended periods of time.
Retirees used to get income by staggering the maturities of long term CD's or bonds so one came due every year. This strategy of "laddering" five-year CDs or bonds used to mean enjoying the best of both worlds with higher rates from the longer maturities and some liquidity from having one come due ever year. However, retirees planning on using that strategy going forward may be sorely disappointed if five-year CD rates stay around 2%.
One alternative for income is dividend-paying stocks, many of which are paying 3-4% or more. In addition, these dividends tend to grow faster than inflation. There used to be a tradeoff between getting a higher income now from a bond or a growing income from stock dividends. While they still aren't covered by FDIC insurance like a CD, they can provide more income both now and over the long run.
Home prices remain low.
Many retirees plan to use their home equity by taking a HELOC or a reverse mortgage to pay for care in an assisted living or skilled nursing home if needed. Unfortunately, much of that home equity may have disappeared in the current housing market. As an alternative, consider purchasing a long-term care policy while you are healthy enough to qualify. Many policies cover home care as well as skilled nursing facilities, and some policies even pay for custodial care a family member renders. This way you don't need to rely on recovering home prices that are unlikely to rise as fast as long-term care costs.
Your home won't sell.
Along with home prices being down, there may be the similar issue of not being able to sell the home at all. Hindsight is twenty-twenty, and I am sure there are plenty of homeowners who are kicking themselves for not selling their homes when they could have instead of waiting for the perfect time or the perfect price. If your retirement plan is contingent on being able to sell your home, make sure you also have a plan B and manage your retirement plan around that possibility since you may not be able to sell exactly when you want to. Keep in mind that if you rent your home out, you can still benefit from the $250,000 (or $500,000 if you are married filing jointly) capital gain tax exclusion if you lived in the home two of the previous five years.
Your job gets eliminated.
Nothing can throw a wrench in a retirement plan faster than a job being eliminated or a "forced" early retirement. This is especially true if you had planned on socking away a lot of money for retirement only after your kids finish college and you expect to be in your highest earning years. Instead, consider having your kids take on a bigger role in paying for their education by applying for scholarships, grants and loans. They have 40 years to pay them back, but you won't be able to get scholarships or grants for retirement. After all, your best earning years may be right now.
Your company sponsored retiree health care plan goes away.
Companies are being forced to eliminate or reduce their employee health insurance benefits for retirees. The expense is so unpredictable that companies just can't afford to offer it anymore, but the same problem rings true for retirees. It's best to plan around the premise that company paid or subsidized retiree health insurance won't be available at all. That may mean you or your spouse having to work at least part time at a company that offers health insurance until you qualify for Medicare at age 65.
If you still have a lot of time until retirement, check to see if you have access to a health insurance plan with a health savings account. You can make pre-tax contributions to the account, and funds used exclusively to pay for qualified medical expenses are tax free. Funds not used for qualified expenses are subject to income taxes, and if used prior to age 65 are also subject to a 10% additional tax.
I have found that when a project goes smoothly, it is usually not due to luck. On the surface things look smooth, but behind the scenes the team has contingency plan A, B and C ready just in case. The housing market may return to a place where selling your home at a decent price isn't an anomaly. The job market may turn around as employers feel more confident in hiring staff to grow their businesses. Health care may not be as expensive as you suspected. On the other hand, there could be some other random event we haven't considered; you know, like an earthquake in Washington, DC.
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Ten Steps to Get Your Retirement Back on Track